Saturday, April 30, 2016

What is Fiscal Policy?








"What is 'Fiscal Policy'
Government spending policies that influence macroeconomic conditions. Through fiscal policy, regulators attempt to improve unemployment rates, control inflation, stabilize business cycles and influence interest rates in an effort to control the economy. Fiscal policy is largely based on the ideas of British economist John Maynard Keynes (1883–1946), who believed governments could change economic performance by adjusting tax rates and government spending.


BREAKING DOWN 'Fiscal Policy'
To illustrate how the government could try to use fiscal policy to affect the economy, consider an economy that’s experiencing a recession. The government might lower tax rates to try to fuel economic growth. If people are paying less in taxes, they have more money to spend or invest. Increased consumer spending or investment could improve economic growth. Regulators don’t want to see too great of a spending increase though, as this could increase inflation.

Another possibility is that the government might decide to increase its own spending – say, by building more highways. The idea is that the additional government spending creates jobs and lowers the unemployment rate. Some economists, however, dispute the notion that governments can create jobs, because government obtains all of its money from taxation – in other words, from the productive activities of the private sector.

One of the many problems with fiscal policy is that it tends to affect particular groups disproportionately. A tax decrease might not be applied to taxpayers at all income levels, or some groups might see larger decreases than others. Likewise, an increase in government spending will have the biggest influence on the group that is receiving that spending, which in the case of highway spending would be construction workers.

Fiscal policy and monetary policy are two major drivers of a nation’s economic performance. Through monetary policy, a country’s central bank influences the money supply. Regulators use both policies to try to boost a flagging economy, maintain a strong economy or cool off an overheated economy. "




( http://www.investopedia.com/terms/f/fiscalpolicy.asp#ixzz47JyMeqHR )

Tuesday, April 26, 2016

Capitalism and Free Enterprise are not quite the same.









" Capitalism and free enterprise are often seen as synonymous. In truth, they are closely related yet distinct terms with overlapping features. It is possible to have a capitalist economy without complete free enterprise, and possible to have a free market without capitalism.

Any economy is capitalist as long as the factors of production are controlled by private individuals. A free enterprise system has many more necessary conditions and more meaningful implications about social arrangements and government policy.


Capitalism and Production
Capitalism primarily refers to production and property. Under capitalism, the factors of production and their economic rent belong to private individuals or companies. This is distinct from socialism and communism, where the state controls and deploys the factors of production.

The term "capitalism" became famous after Karl Marx used it to deride the profit-seeking employers in Western Europe. As time passed, the connotation of capitalism changed from meaning exploitative to meaning productive.

However, a capitalist system can still be regulated by government laws and the profits of capitalist endeavors can still be taxed heavily. In this sense, nearly all Americans support capitalism, but not all support a free enterprise system.


Free Enterprise and Wealth Exchange
"Free enterprise" can roughly be translated to mean economic exchanges free of coercive government influence. Although unlikely, it is possible to conceive of a system where voluntary individuals always trade in a way that is not capitalistic.

Private property rights still exist in a free enterprise system, although private property may be voluntarily treated as communal without government mandate. Many Native American tribes existed with elements of these arrangements.

Free enterprise is a theory within political economy. If accumulation, ownership and profiting from capital is the central principle of capitalism, then freedom from state coercion is the central principle of free enterprise. "



( http://www.investopedia.com/ask/answers/033015/what-difference-between-free-enterprise-and-capitalism.asp#ixzz46wpZHGFj )
http://www.investopedia.com/contributors/53893/ )

Wednesday, April 13, 2016

You Can Get Busy w/ Breakfast on a Standard Foreman Grill like Iceberg Gem (instructions)!




Yup, talking about the $30 jawnt with the standard grill plates, Bruh!...and adjustable cooking angles. Adjustable angles is key because breakfast requires a flat grill unless you want to jerry-rig something to put under a non-adjustable grill. Anyways....

The benefits:
  • It's easy to clean/wipe off aka less time cleaning. (time is valuable)
  • Faster cooking...especially if you only use one frying pan in the morning. (time is valuable)
  • May be energy efficient compared to traditional options (money is valuable)
  • Dorm room convenient where you only need to wipe down with a paper towel, water...little soap on occasion. Just serve food on paper plates.(lifestyle convenient) 
  • Less hot grease popping on your skin. ( awesome!)



So, Let's get into it (excuse the low quality phots from my Samsung Prevail LTE, I don't have my iPhone available).







Flatten the grill...then plug-in and pre-heat the grill: 











My foreman grill breakfast(s) are predicated on bacon grease, but you can use Pam, use butter, or use a little cooking oil for lubrication (no need to take chances). So here are the instructions for grilling bacon:

The grill times are for standard bacon such as


Take the bacon straight out of the refrigerator and place it on a pre-heated foreman grill.
close the grill and come back after 2mins20secs:



The bacon after 2mins20secs:




Flip over the bacon and hen close the lid. Open the lid after 2mins20secs and the bacon is done:










Now, using the same bacon grease w/o cleaning the grill you can crack a couple of eggs over the grill for fried eggs (i'm using large eggs):



Once the bottom of the eggs hardens and the edges of the eggs get brown close the lid for 60-seconds. After 60-seconds the eggs look as follows:



flip the egg over and press down with a spatula while frying it a little more to make sure it is cooked to your liking or close the lid for an additional 30-seconds. It will look similar to the following: 









I like to eat pizza rolls any meal so here is how you grill them (you don't need lubrication for this). Just place as many as you would like on the grill straight from the freezer:


Close the lid and come back 5mins later. The pizza rolls will be done and will look as follows:





Plate it and eat it:










If you are not into fried eggs and you can omelette it up w/ ingredients of your choice. I kept it basic w/ 2 large eggs, cheese, turkey lunch meat & hot sauce. Using the grease left over from the bacon pour the 2 large egg omelette mixture onto the grill towards the rear of the grill and be prepared to use a spatula to move the omelette back if it goes to far forward:


Once the bottom and edges firm up...work/fold over the omelette mixture towards the middle in a square-circle thingy as follows: 


Then close the lid for 30-seconds (25 seconds if you want it less dark) and then open the grill:


Now plate and eat:












And if pizza rolls are not your thing for breakfast...You can do pancakes! I usually don't make them this small...but I am just showing you that you can control it just like a griddle. You may not have enough grease from the bacon after you grill your eggs so you can lubricate the bottom plate of the grill if you are worried about sticking. Pour the pancake mix and once it bubbles up as follows you want the close the lid for 30-seconds:



After the 30-seconds closure open the lid to see the following:


flip over the pancakes and then you can close the grill for another 15-seconds if the above picture is too light for you. On the flip the pancakes look as follows:


Plate and eat:




And by logic you can do french toast as well...but I don't have vanilla extract. You all can figure out the times for french toast if you are into such things for breakfast. 


If you want to do it like Iceberg Gem...that's how you do breakfast easy peasy lemon squeezy! Even though most days I use my microwave egg poacher and just fry bacon and/or Brown&Serve sausage patties on the foreman grill to make a sandwich....But you can do it big on a standard foreman grill! I seen maybe one person do it like I do it on YouTube...so obviously this is an idea missing from the general public. Stove and a frying pan is so savage...i'm evolved. :-)

Tuesday, April 5, 2016

That Time I was Shouted Out On Mad Money...




3/24/16:


Link to Full video, I'm mentioned after the 7:55 mark: http://video.cnbc.com/gallery/?video=3000504219








Clip in Case the content linked above doesn't stay on CNBC forever, lol. And please be sure to turn up the volume as the video is a smartphone recording a smartphone:





Sunday, April 3, 2016

The Paper Trade Part 7

Part 7....things are looking brighter by the day towards reaching my goal of outpacing the s&p500 index and the total market index. A couple of days ago I decided to close out my positions in SBUX and CSCO for a capital gain of 16% each. 

The profits I had taken several months ago from SBUX and CSCO were roughly 15-16% as well. In simple terms without taking into account dividends and not taking into account weight of positions that I added money to during a recent correct...aka assuming all things equal: 16%CSCO, 16%WMT 16%SBUX -19%GNC = 7.25% Capital Gains on the sidelines, which is more than VOO or VTI without factoring in AAPL or JPM.






AAPL appears to be heading in a positive direction and I am long JPM to head in a positive direction. I may pick up positions in a couple of more stocks if I see an opportunity. The ultimate goal is to outpace the VOO and outpace the VTI...and that is still possible even though I endured a 19% capital loss on GNC.

Until Part 8...Get Money!!!!